İnteraktif Kredi

About This Project

Pays paying a loan Almost all of us wonder if the debt will be repaid before we lend to someone. In addition to banks, institutions that do house-car rental business, construction companies, dealers that sell promissory notes, websites that carry out similar activities, or individuals who want to learn how a borrower can work, in short, almost all of us need financial reports that we hope can guide us before borrowing and issuing loans.
Pay Payback Our project is the creation of financial reports on the limits to which loans, car and real estate leases, promissory notes or Decoupments that may occur between institutions should be worked or whether the debt will be repaid. Our decision engines and the reports we have created in partnership with Findeksin help to select a customer with high paying power by creating a trust score again. With an algorithm similar to that used by Experian and Tr banks, a debt-income balance is created by estimating income, then paying habits and user requests are analyzed together, and finally, we advise the user on whether to work or not, and advise the customer so that the borrower can work.
In the future, we aim to help each institution choose the most suitable customer for it with a richer data pool by keeping home-car rental, promissory note records, electricity, water, natural gas, telephone and internet bill paying records. We also want to contribute to increasing the financial literacy of the end consumer by shining a light on the way they make their financial decisions.

According to the 2019 Findeks annual report; Excluding corporate office queries, we have checked a report that we are not professionals 553 Million times a year and forced ourselves to give direction to our debtor trade. Again, according to TBB risk center data, there are uncollectible debts of 36% per year.
More than ten companies in America and Europe have been established to help borrowers make decisions in trade. These companies share each other’s Sunday, but they have not been able to enter here yet due to the fact that there are many unregistered companies in Turkey, the Turkic Republics and countries in the Middle East. But it is an undeniable fact that we have attracted their attention.
As an Interactive Credit family, we are as an institution that knows the economic customer behavior of its geography better;
in 2017, we presented our credit report to the Sunday, which explains how to get a loan and at what limits an overdraft can be worked.
in September 2020, we started selling our tenant report, which makes it possible to choose a reliable tenant.
in 2021, we would like to stand by our users and business partners in any situation that may be related to debt by presenting our rent a car, promissory note and corporate reports to the Sunday.
Thus, we aim to be a guide that will help the economic development of our beautiful country and guide our citizens in achieving their own financial freedom. After our heavenly homeland, we will work hard with the high financial technologies we produce until the moment when every individual on Earth can do his own financial management by himself.